Title Insurance

Title Insurance is about minimizing financial risk. The amount of money that can be lost in property litigation is staggering. As they say, an ounce of prevention is worth a pound of cure. In the world of property transactions, this couldn’t be more true. According to industry statistics, one out of four residential real estate transactions have some sort of defect. The fact is, title insurance is as good and relevant today as it was one hundred years ago.

Today, it has never been more important to find a title service company that you can trust to fulfill your need for accuracy, attention to detail, and efficiency for today’s real estate transactions.

Title Insurance Facts:

  • The premium represents a small, one-time fee that covers the life of the loan and/or property ownership.
  • Title Insurance differs from typical insurance. Instead of emphasizing loss assumption, title insurance focuses on loss prevention – preventing claims from being filed.

Common Title Issues:

  • Undisclosed property liens
  • Unpaid property taxes
  • Utility easements
  • Incorrect legal descriptions
  • Errors in tax records
  • Gaps in the chain of titles
  • Omissions due to improper abstracting
  • Undisclosed heirs